No, not all government loans to be found in Australia are long term; some Australian small business loans are offered over a short term compared to contemporary loans from private banks. One of the biggest detriments to successfully applying for small business Australia government loans, long term or otherwise, is improper or insufficient preparation. Not properly preparing can lead to an applicant applying to programs they are ineligible for, which means thorough research into more appropriate Australian small business loans is worth spending the required time.
You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.