Not applying for a small business grants because you think you have poor credit could be a mistake on your part. The Australian government has put together the grants and loans programs to help individuals get a small business started. They are aware that many individuals have run into financial difficulties. Although they will take the credit rating into account they will not automatically deny small business grants because of this. It would be well worth putting in an application and making an effort to see if you do qualify for one of the small business grants.
Take a moment and become a registered member with AustraliaStartups. You will get access to the Funding Database at which point you will be able to conduct a funding search to see how much funding may be available for you and your business. On top of that you also get access to the step by step business startup guide, the Investor PitchDeck and the Investor PitchDeck. This gives you all you need to startup, launch and fund your small business in Australia. Register to get access today.
You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.