Are the government loans loan programs for small businesses difficult to pay back?

The government loan programs such as those available under the Australian government grants and loans for small business opportunities are normally quite easy to payback. It is not the intention of the Australian government to put undue hardship financially on small businesses that are trying to get a start. The purpose of the government loan programs is to make the payback terms as easy as possible in order to assist small businesses get on their feet.

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