700+ Reviews [Verified]
Australia Small Business Startups and Funding Australia Small Business Startups and Funding
  • Home
  • Assessment Tool
    • Funding Calculator Tool
  • Startup Portal
    • Startup Portal
    • Startup Guide and Timeline
    • Business Plan Builder
    • Funding Database
    • Investor PitchDeck
    • The Extra Services
    • Get Access Now!
  • Business Resources
    • Business Advice
    • Business Planning
    • Funding & Financing
    • Tools & Resources
    • Q&A’s
  • Become a Member
    • Register Now
  • Home
  • Assessment Tool
    • Funding Calculator Tool
  • Startup Portal
    • Startup Portal
    • Startup Guide and Timeline
    • Business Plan Builder
    • Funding Database
    • Investor PitchDeck
    • The Extra Services
    • Get Access Now!
  • Business Resources
    • Business Advice
    • Business Planning
    • Funding & Financing
    • Tools & Resources
    • Q&A’s
  • Become a Member
    • Register Now
Register Login

I need a business loan but I have bad credit. So, can you tell me what that says about my chance of successfully applying?

  • Answered by Expert
  • Views 4799
  • Asked By Gabriele Sharrock
Small Business Questions
Got a question? Ask us!

If you need a small business loan but have bad credit you still may be eligible for one of the funding programs under the Australian government loans and grants programs for small business funding. The Australian government has put funding in place to assist small businesses in an array of different areas. The government realizes that some small businesses run into bad credit ratings because of funding difficulties. If you need a small business loan but have bad credit, you may still be qualified to apply for business funding that may be applicable to your specific needs.

How much funding does your small business need? Are you looking to fund your startup or existing business? Get started now with your funding search with our Funding Database. With hundreds of funding programs and $1,449,415,290 in available funding, you should not wait. Register as a member today!

You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.

    Request More Information

    Need funding for your small business?

    Learn how you can get funding for your small business in Australia. It takes 30 seconds.

    Request More Information

    Get everything you need to do to launch your small business in 30 days
    Get your personalized Startup Assessment Report now
    1. What's your Start-Up Stage?
    Time spent on my business:


    So far I have:


    2. What are your Start-Up Needs?
    I need help with:



    So far I have:



    3. What are your Funding Options?
    I am located in...











    I need funds for:






    Did you know that you may be able to get funding for your small business? Click here for more details
    Relevant Questions and Answers

    Are Queensland government green loans available to small business owners in the state?

    •   Asked by : Nisha Edling
    •  3960 views
    •  Queensland Government Green Loans

    Queensland government green loans may or may not currently be available to business owners in the state, depending on the loans which have already been …Read Full Answer

    How do I finance my needs using a government loan in Australia?

    •   Asked by : Jen Rousselle
    •  6258 views
    •  Finance Loan Australia

    If you wish to use a government loan to finance your small business needs in Australia, you must start the process by researching the loan …Read Full Answer

    Is there government funding in Australia?

    •   Asked by : Heidy Cully
    •  4517 views
    •  In Australia Government Funding

    There is Australian government funding available in in the form of loans and grants if one proves to be eligible. These assistance programs cater to …Read Full Answer

    Who can apply for Queensland government small business grants?

    •   Asked by : Mireille Ely
    •  6448 views
    •  Queensland Business Government Grants

    Because applications are usually freely available, most anyone can apply for Queensland government small business grants. However, only those eligible for the specific funding program …Read Full Answer

    How does an unsecured business loan start up a new business?

    •   Asked by : Jaclyn Curatolo
    •  3202 views
    •  unsecured business loan start up

    Having an unsecured business loan to start up your new business is a great way to get started as an entrepreneur in the Australian business …Read Full Answer

    Similar Topics: i need a business loan but i have bad credit

    • Tweet
    • Pinterest
    Need funding for your business?
    Learn how you can get funding for your small business in Australia. It takes 30 seconds.

      Membership to the Portal

      Recommended

      How To Get the Business Funding You Need
      How Do I Get The Government Funding I Need For My Business?
      01Mar2017

      While no two businesses are the same, it's estimated...

      Most Popular

      Government Funding Cheat Sheet
      21Feb2018
      The Ultimate Cheat Sheet on Government Funding
      18Jan2016
      The Must Have Small Business Startup Tool Kit
      12Feb2017
      100 Small Business Startup Tools
      11Feb2016
      250 + small business tools
      250+ Small Business Startup Tools and Resources
      11Feb2017

      Need more help?

      Get help from a Australia Startups expert with your small business.

        Testimonials

        $17,300 Government Loan To Help Business Startup
        Sydney, NSW
        "Funding is available but you have to know where to look, you have to have a business plan and if you have a proven model this is your best tool to use to get you the funding." - Read my story
        $92,300 in Government Funding for Construction Company
        Wollongong, NSW
        "Well all I can say is if you need funding, look for it. Be active and proactive about it. Don't just sit on the idea that you need it but go and do it." - Read my story
        $24,500 Government Funding For Daycare Facility
        Melbourne, VIC
        "Having knowledge in your industry is what will keep you motivated, and having expert guidance along the way doesn't hurt one bit. We benefited from government funding greatly and it's all thanks to australiastartups.org." - Read my story
        $76,750 Government Funding For Junk Removal Company
        Brisbane, QLD
        "Your business plan is very important to the success of your business. Everyone looks at this! Be sure to have your idea on paper and to show how you will make money." - Read my story
        Interview with a $75,485 Government Grant Recipient
        Sydney, NSW
        "Perfect your business plan as it's in my option the number one thing small businesses need in order to attract and impress a funding agency." - Read my story
        $17,500 Small Business Loan for Sydney Startup
        Sydney, NSW
        "If you have a business idea, get a business plan made, don't waste time and start your funding search sooner rather then later." - Read my story
        Albury, NSW Small Business Starts Up With $76,300 Government Grant
        Albury, NSW
        "Just focus on what you are good at, don't waste your time researching, get help from experts who have already done the work, such as australiaStartups" - Read my story
        Interview with a $138,000 Government Grant Recipient from Coffs Harbour, NSW
        Coffs Harbour, NSW
        "Have a support team with you and always start with a business plan as it will be the guide for your business. A business plan will take you on the path of success" - Read my story
        $472,930 Low Interest Government Loan For Sydney Retailer
        Sydney, NSW
        "Banks said no to due to my poor credit and business inexperience, but the government funding program had a different reaction to my well developed business plan" - Read my story
        $21,315 Government Provided Loan For Doggy Day Care Business
        Albury, NSW
        "No matter your situation, if your plan is to start a small business - don't give up. Use tools and resources that are available all around you and don't be scare of a small investment" - Read my story
        $83,588 In Government Funding and Training Support For Home Reno Company
        Sydney, NSW
        "Remember, funding programs have deadlines so be sure to apply on time and follow the requirements as outlined by each funding program. They act as a guide to applying successfully." - Read my story
        Sydney eCommerce Business Gets $78,932 in Government Funding Support
        Sydney, NSW
        "Don't give up. If you have an idea, go and do it. Create your business plan, go present you idea to investors/government agencies and get what you want." - Read my story
        Melbourne Software Developer Gets $12,390 in Private and Government Funding Support
        Melbourne, VIC
        "The first step when you are looking for funding is to make sure you have a business plan. Because if you don't, every single funding program will refuse you" - Read my story
        $22,700 In Government Funding For Melbourne Small Business
        Melbourne, VIC
        "Now that I have access to the funding database you provide and I sort of know the process, I will continue to apply for other funding programs, as well as use the money I got to get my business moving forward." - Read my story

        Latest

        Starting A Small Business in 2019
        Starting a Small Business in 2019 for Australians
        01Jan2019
        Writing a Business Plan To Get Government Funding
        Writing a Business Plan To Get Government Funding
        23Aug2018
        Why a business plan should be your first step to starting up
        22Jan2018

        Search Articles

        Categories

        • Blog
        • Business Advice
        • Business Planning
        • Centre
        • Free Downloads
        • Funding & Financing
        • industries
        • Locations
        • New South Wales
        • Noah's Corner
        • Q&A's
        • Queensland
        • Recommended Reads
        • South Australia
        • Success Stories
        • Tasmania
        • Tools & Resources
        • Uncategorized
        • Victoria
        • Western Australia
        Logo

        1800 934 169(All calls are toll free)

        Contact Us

        Australiastartups.org

        • About Australia Startups
        • Why Choose Us?
        • Customer Reviews
        • Success Stories
        • Register Now

        Business Resources

        • Entrepreneur Test
        • Startup Portal
          • Business Resources
        • Funding Calculator Tool

        Startup Database

        • Database Walkthrough
        • Startup Guide and Timeline
        • Business Plan Builder
        • Investor PitchDeck
        • Funding Database

        Contact Us

        • Contact Us
        • Consulting Services
        • FAQs
        • Members Login

        © 2019 - Australiastartups.org - Helping small business owners and entrepreneurs startup. Privacy Policy. Lost? Use the Sitemap Directory to find your way around.

        Get everything you need to do to launch your small business in 30 days
        Get your personalized Startup Assessment Report now
        1. What's your Start-Up Stage?
        Time spent on my business:


        So far I have:


        2. What are your Start-Up Needs?
        I need help with:



        So far I have:



        3. What are your Funding Options?
        I am located in...











        I need funds for: