Chances are if you are looking to obtain a business loan without collateral you may be able to do so through the Australian government grants and loans programs for small businesses. The Australian government realizes that businesses do run into hardships and most often do not have collateral when they are first starting out, yet are in need of funding. To obtain a business loan without collateral from one of these programs you would have to research what would be the best program for you and then make application to it.
You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.