Will having an existing line of credit be required to apply for government small business loans?
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You do not need a line of credit to get most small business government loans. This may be necessary for some small business loans, however. However, this will be stated in the terms of eligibility and keep in mind some government small business loans are intended to help those with no credit or bad credit. So, they are still useful for those without a line of credit. If you need funds but are unable to get them because of your record financially, a government loan may be your chance to get back on the right track.
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You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.
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