If you are qualified for the Australian government grants or business loans, you are looking at two different sources of financial assistance. That funds that you receive that are grants are most often not required to be repaid as they are grants, however, government small business loans will require payback, but the terms are usually extremely reasonable. Australian government grants and business loans have been put in place to assist entrepreneurs with getting a start, or existing ones, and are not meant to put any type of financial hardship on the small business itself.
You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.