The Australian government realizes that most new small businesses that run into financial difficulties can result in bad credit. There are also small business loans for minority people that may be put to use to deal with bad credit as a way of addressing ethnic discrimination that remains in Australia. There are many programs concerning loans and grants within the Australian government loans and grants small business lending programs. Small business owners that have bad credit should seek out what would be best suited to their needs that they can qualify for.
You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.