Some Australian government small business loans may indeed offer variable interest rate terms. However, you truly should illustrate your eligibility for these loans before applying. As with other government small business loans, you will need research these qualifying conditions for the variable rate business loans you want as part of the application and approval process or you will end up wasting your time.
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You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.