Does credit affect my chances for a small business loan in Australia?
Yes, credit can have an effect on your chances of qualifying for a small business loan in Australia. If you are holding on to a bad credit score, your chances of getting a loan aren’t high. This is because a lender must feel confident in the borrower’s ability to pay back the loan within the repayment schedule outlined. Missed payments on your credit card, high balances on your credit card, and any other contributing factors will decrease your chances.
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You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.
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