Is it better to get a business loan from the bank or the government?
Depending on your situation, it may or may not be a wise thing to try to get a business loan from the bank. Government small business loans are usually offered at better interest rates, and some are completely interest free. Some government small business loans do not even need to be repaid. Also, the eligibility conditions for government loan options are different than bank ones. So, even people who have been rejected by the bank when trying to get loans within the past may be able to receive funds.
Get your small business funded through government grants, loans and private investor programs. To get access to our Funding Database which has hundreds of funding programs, become a member today.
You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.
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