Is it free to apply for government small business loan programs offered in Australia?

It is usually free to apply for a small business loan from the government in Australia, although some programs may have a small processing fee applied. A common obstacle to being approved for a small business loan is improper or insufficient preparation leading to applying for a Australian government loan the applicant is not actually eligible for. Of course, this ends up wasting time if not money in those instances where applying is free.

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You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.