Is it preferable to get a small business loan from the bank rather than the government?
Depending on your situation, it may or may not be a good idea to try to get a business loan from the bank. Government business loans are often provided at better interest rates, and some are completely interest free. Some government business loans do not even want to be paid back. Also, the eligibility qualifications for government loan programs are different than bank ones. So, even people who have been rejected by the bank when trying to get loans in the past may be able to receive funds.
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