With secured Australian government small business loans versus unsecured small business loans, you should be prepared to provide some manner of collateral or guarantee as part of their benefits. However, that security you provide on the loan will typically allow you leverage to take out larger loan amounts and longer durations for loans, which will generally mean lower payments over the life of the loan.
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You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.