Grants for small business use in Victoria tend to be offered by the state or national Australian government, although some may be offered by private organisations and the like. As for small business loans, they too are provided by the government but can also be obtained from private lenders. These may include banks.
You can also take advantage of the Small Business Startup Assessment Tool below and see the tools and resources you need to succeed at launching your business. It takes just a minute and will also tell you if there may be any funding programs available.